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Documenting Roof Damage

Learn how to properly document roof damage for insurance claims. Photography tips, what to include, and best practices.

1

Take Comprehensive Photos

Photograph all damage from multiple angles. Include wide shots showing the overall area and close-ups of specific damage. Take photos from ground level and if safe, from a ladder. Include timestamps in your photos.

2

Create a Video Walkthrough

Record a video walkaround of your entire property. Narrate what you're seeing, point out specific damage, and provide context. Videos provide a comprehensive view that photos alone may miss.

3

Document Interior Damage

If water has entered your home, document all interior damage. Photograph water stains, damaged ceilings, wet insulation, and any damaged personal property. This is often covered separately from roof damage.

4

Keep Detailed Records

Maintain a written log of all damage, when it occurred, and any actions taken. Keep receipts for temporary repairs, hotel stays (if displaced), and other expenses. Document all communications with insurance.

5

Get Professional Documentation

Have a certified roofer provide a written inspection report with photos. Professional documentation carries more weight with insurance companies and can help ensure all damage is identified and covered.

6

Organize Your Documentation

Keep all photos, videos, reports, receipts, and correspondence organized in one place. Create digital copies and physical backups. This organization will be invaluable throughout the claims process.

Important Reminders

File claims promptly - most policies have time limits for reporting damage.

Keep all documentation organized - photos, receipts, estimates, and correspondence.

Get professional assessments - certified roofer inspections strengthen your claim.

Review your policy - understand what's covered and what's excluded before filing.

Need Help with Your Insurance Claim?

Our guides provide information, but professional assistance can make a significant difference.

Get Claim Assistance